Merchant Account for Beginners

A merchant account is the ability for a business owner to accept credit cards online or in a retail atmosphere. It allows you to accept the credit card transactions for which gets processed and deposited into your bank account. There are many avenues of accepting credit cards by going online, credit card terminal and even wireless.

If you are a retail business or online merchant you will have to accept the merchant account responsibility to expand your resource capability in the way of credit cards and soon to come smart cards. I receive many questions on how to buy the latest equipment without them even having the merchant account setup. Always do the research on the merchant account first and then purchase the compatible equipment.

Merchant accounts and accepting credit cards online can be the most important step you need to take to enter the world of internet commerce.

A merchant account is an industry term when a business owner / merchant and a bank have contracted to accept credit card payments.Establishing an account with a bank, Independent Service Organization(ISO), or Merchant Service Provider (MSP) allows you to process credit card transactions or electronic payments received from your customers. The bank, ISO, or MSP will deposit the sale proceeds into your
business checking account, less a small commission.

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If you are currently processing ask us how we can help you switch (fast and easy)

Allow us to understand and fulfill your payment processing needs and combine them into one comprehensive solution uniquely designed for you the merchant, your business, and your budget. Customized quotes are just a phone call away or fill out our online form and a customer service representative will call you.

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
No High Prices
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
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Merchant Account Sales (U.S. & Intl.)
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Quick Apply (Short merchant pre-application form)

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: CreditCardMerchantProcessor

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.